Call reports 2004
PCB BANK — 2004
What PCB BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 68,707,000 | 85,101,000 | 110,299,000 | 122,325,000 |
| Total loans | 54,889,000 | 62,336,000 | 82,382,000 | 94,094,000 |
| Allowance for loan losses | 546,000 | 652,000 | 862,000 | 959,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,852,000 | 68,986,000 | 93,333,000 | 104,947,000 |
| Interest-bearing deposits | 36,801,000 | 47,824,000 | 73,725,000 | 75,570,000 |
| Noninterest-bearing deposits | 16,051,000 | 21,162,000 | 19,608,000 | 29,377,000 |
| Equity capital | 15,617,000 | 15,822,000 | 16,497,000 | 16,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,642,000 | 2,953,000 | 4,674,000 |
| Interest expense | 144,000 | 354,000 | 667,000 | 1,153,000 |
| Net interest income | 561,000 | 1,288,000 | 2,286,000 | 3,521,000 |
| Noninterest income | 115,000 | 601,000 | 1,473,000 | 2,053,000 |
| Noninterest expense | 724,000 | 1,626,000 | 2,611,000 | 3,905,000 |
| Provision for loan losses | 214,000 | 320,000 | 530,000 | 627,000 |
| Pretax income | -262,000 | -57,000 | 618,000 | 1,042,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -262,000 | -57,000 | 618,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,617,000 | 15,822,000 | 16,497,000 | 16,954,000 |
| Total capital | 16,163,000 | 16,474,000 | 17,367,000 | 17,921,000 |
| Risk-weighted assets | 58,676,000 | 67,935,000 | 88,631,000 | 92,915,000 |