Call reports 2003
PCB BANK — 2003
What PCB BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Total assets | 33,965,000 | 53,145,000 |
| Total loans | 721,000 | 34,568,000 |
| Allowance for loan losses | 0 | 332,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 14,946,000 | 37,106,000 |
| Interest-bearing deposits | 9,649,000 | 24,341,000 |
| Noninterest-bearing deposits | 5,297,000 | 12,765,000 |
| Equity capital | 16,870,000 | 15,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Interest income | 9,000 | 270,000 |
| Interest expense | 4,000 | 85,000 |
| Net interest income | 5,000 | 185,000 |
| Noninterest income | 0 | 10,000 |
| Noninterest expense | 1,010,000 | 1,859,000 |
| Provision for loan losses | 0 | 332,000 |
| Pretax income | -1,005,000 | -1,996,000 |
| Income tax | 0 | 0 |
| Net income | -1,005,000 | -1,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Tier 1 capital | 16,870,000 | 15,879,000 |
| Total capital | 16,870,000 | 16,211,000 |
| Risk-weighted assets | 8,088,000 | 39,320,000 |