Call reports 2001
PEOPLES STATE BANK OF CHANDLERVILLE — 2001
What PEOPLES STATE BANK OF CHANDLERVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,146,000 | 31,422,000 | 34,413,000 | 36,557,000 |
| Total loans | 19,688,000 | 22,634,000 | 23,339,000 | 24,695,000 |
| Allowance for loan losses | 179,000 | 169,000 | 188,000 | 217,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,697,000 | 5,921,000 | 4,867,000 | 7,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,030,000 | 28,260,000 | 31,265,000 | 33,531,000 |
| Interest-bearing deposits | 27,822,000 | 27,346,000 | 30,511,000 | 32,737,000 |
| Noninterest-bearing deposits | 1,208,000 | 914,000 | 754,000 | 794,000 |
| Equity capital | 2,942,000 | 2,978,000 | 3,030,000 | 2,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,218,000 | 1,833,000 | 2,427,000 |
| Interest expense | 368,000 | 717,000 | 1,046,000 | 1,377,000 |
| Net interest income | 242,000 | 501,000 | 787,000 | 1,050,000 |
| Noninterest income | 51,000 | 102,000 | 146,000 | 216,000 |
| Noninterest expense | 257,000 | 510,000 | 753,000 | 991,000 |
| Provision for loan losses | 7,000 | 7,000 | 31,000 | 73,000 |
| Pretax income | 29,000 | 86,000 | 149,000 | 202,000 |
| Income tax | 24,000 | 45,000 | 56,000 | 56,000 |
| Net income | 5,000 | 41,000 | 93,000 | 146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,907,000 | 2,944,000 | 2,997,000 | 2,877,000 |
| Total capital | 3,086,000 | 3,113,000 | 3,185,000 | 3,094,000 |
| Risk-weighted assets | 19,333,000 | 22,119,000 | 23,466,000 | 24,811,000 |