Call reports 2024
METZ BANKING COMPANY — 2024
What METZ BANKING COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 98,002,000 | 98,302,000 | 102,914,000 | 104,138,000 |
| Total loans | 75,367,000 | 76,632,000 | 75,815,000 | 74,162,000 |
| Allowance for loan losses | 762,000 | 770,000 | 790,000 | 790,000 |
| Securities available for sale | 18,409,000 | 17,879,000 | 18,435,000 | 17,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,797,000 | 87,857,000 | 91,612,000 | 93,089,000 |
| Interest-bearing deposits | 60,065,000 | 60,434,000 | 63,683,000 | 64,945,000 |
| Noninterest-bearing deposits | 27,732,000 | 27,423,000 | 27,929,000 | 28,144,000 |
| Equity capital | 9,860,000 | 10,085,000 | 10,878,000 | 10,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,188,000 | 2,440,000 | 3,781,000 | 5,149,000 |
| Interest expense | 461,000 | 947,000 | 1,515,000 | 2,101,000 |
| Net interest income | 727,000 | 1,493,000 | 2,266,000 | 3,048,000 |
| Noninterest income | 52,000 | 92,000 | 148,000 | 173,000 |
| Noninterest expense | 545,000 | 1,005,000 | 1,593,000 | 2,244,000 |
| Provision for loan losses | 2,000 | 6,000 | 26,000 | 26,000 |
| Pretax income | 234,000 | 562,000 | 788,000 | 947,000 |
| Income tax | 0 | 4,000 | 4,000 | 27,000 |
| Net income | 234,000 | 558,000 | 784,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,625,000 | 11,753,000 | 11,979,000 | 11,915,000 |