Call reports 2023
METZ BANKING COMPANY — 2023
What METZ BANKING COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 100,376,000 | 97,407,000 | 95,916,000 | 98,558,000 |
| Total loans | 71,275,000 | 70,477,000 | 71,256,000 | 73,005,000 |
| Allowance for loan losses | 712,000 | 751,000 | 736,000 | 760,000 |
| Securities available for sale | 20,000,000 | 19,701,000 | 19,435,000 | 19,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,846,000 | 88,077,000 | 86,613,000 | 88,581,000 |
| Interest-bearing deposits | 58,165,000 | 56,027,000 | 56,132,000 | 58,841,000 |
| Noninterest-bearing deposits | 32,681,000 | 32,050,000 | 30,481,000 | 29,740,000 |
| Equity capital | 9,351,000 | 9,113,000 | 9,046,000 | 9,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,973,000 | 3,034,000 | 4,220,000 |
| Interest expense | 221,000 | 557,000 | 934,000 | 1,394,000 |
| Net interest income | 722,000 | 1,416,000 | 2,100,000 | 2,826,000 |
| Noninterest income | 44,000 | 85,000 | 125,000 | 166,000 |
| Noninterest expense | 512,000 | 976,000 | 1,531,000 | 2,121,000 |
| Provision for loan losses | 0 | 39,000 | 39,000 | 61,000 |
| Pretax income | 261,000 | 497,000 | 672,000 | 839,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 497,000 | 672,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,224,000 | 11,260,000 | 11,435,000 | 11,395,000 |