Call reports 2022
METZ BANKING COMPANY — 2022
What METZ BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 99,911,000 | 99,875,000 | 100,868,000 | 95,045,000 |
| Total loans | 64,999,000 | 66,902,000 | 66,593,000 | 68,711,000 |
| Allowance for loan losses | 690,000 | 690,000 | 690,000 | 712,000 |
| Securities available for sale | 21,110,000 | 20,312,000 | 19,721,000 | 20,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,709,000 | 91,004,000 | 92,178,000 | 86,206,000 |
| Interest-bearing deposits | 56,299,000 | 55,956,000 | 53,933,000 | 53,861,000 |
| Noninterest-bearing deposits | 34,410,000 | 35,048,000 | 38,245,000 | 32,345,000 |
| Equity capital | 9,170,000 | 8,836,000 | 8,657,000 | 8,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,613,000 | 2,495,000 | 3,417,000 |
| Interest expense | 41,000 | 83,000 | 126,000 | 217,000 |
| Net interest income | 747,000 | 1,530,000 | 2,369,000 | 3,200,000 |
| Noninterest income | 44,000 | 87,000 | 129,000 | 166,000 |
| Noninterest expense | 509,000 | 893,000 | 1,392,000 | 2,016,000 |
| Provision for loan losses | 80,000 | 80,000 | 80,000 | 125,000 |
| Pretax income | 209,000 | 644,000 | 1,027,000 | 1,230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 644,000 | 1,027,000 | 1,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,387,000 | 10,622,000 | 11,005,000 | 10,963,000 |