Call reports 2021
METZ BANKING COMPANY — 2021
What METZ BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 92,680,000 | 96,457,000 | 97,876,000 | 96,719,000 |
| Total loans | 50,548,000 | 52,149,000 | 56,049,000 | 65,115,000 |
| Allowance for loan losses | 580,000 | 581,000 | 610,000 | 610,000 |
| Securities available for sale | 18,163,000 | 23,646,000 | 26,907,000 | 27,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,764,000 | 86,478,000 | 87,639,000 | 86,696,000 |
| Interest-bearing deposits | 56,019,000 | 57,968,000 | 57,106,000 | 55,819,000 |
| Noninterest-bearing deposits | 26,745,000 | 28,510,000 | 30,533,000 | 30,877,000 |
| Equity capital | 9,867,000 | 9,934,000 | 10,201,000 | 9,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,647,000 | 2,384,000 | 3,170,000 |
| Interest expense | 67,000 | 125,000 | 177,000 | 221,000 |
| Net interest income | 827,000 | 1,522,000 | 2,207,000 | 2,949,000 |
| Noninterest income | 51,000 | 90,000 | 136,000 | 174,000 |
| Noninterest expense | 446,000 | 906,000 | 1,373,000 | 1,930,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 442,000 | 715,000 | 985,000 | 1,208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 442,000 | 715,000 | 985,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,812,000 | 9,885,000 | 10,155,000 | 10,178,000 |