Call reports 2020
METZ BANKING COMPANY — 2020
What METZ BANKING COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 77,420,000 | 85,226,000 | 85,468,000 | 87,341,000 |
| Total loans | 50,243,000 | 51,210,000 | 51,028,000 | 48,387,000 |
| Allowance for loan losses | 610,000 | 577,000 | 578,000 | 579,000 |
| Securities available for sale | 10,501,000 | 12,184,000 | 13,906,000 | 15,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,215,000 | 75,667,000 | 75,979,000 | 77,751,000 |
| Interest-bearing deposits | 50,633,000 | 53,263,000 | 54,356,000 | 55,271,000 |
| Noninterest-bearing deposits | 17,582,000 | 22,404,000 | 21,623,000 | 22,480,000 |
| Equity capital | 9,083,000 | 9,418,000 | 9,397,000 | 9,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,673,000 | 2,444,000 | 3,168,000 |
| Interest expense | 180,000 | 345,000 | 469,000 | 557,000 |
| Net interest income | 646,000 | 1,328,000 | 1,975,000 | 2,611,000 |
| Noninterest income | 45,000 | 76,000 | 110,000 | 142,000 |
| Noninterest expense | 445,000 | 845,000 | 1,347,000 | 1,885,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 246,000 | 582,000 | 761,000 | 895,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 246,000 | 582,000 | 761,000 | 895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,121,000 | 9,257,000 | 9,236,000 | 9,370,000 |