Call reports 2019
METZ BANKING COMPANY — 2019
What METZ BANKING COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 73,417,000 | 72,936,000 | 75,368,000 | 74,600,000 |
| Total loans | 49,996,000 | 50,037,000 | 50,190,000 | 50,459,000 |
| Allowance for loan losses | 606,000 | 607,000 | 608,000 | 609,000 |
| Securities available for sale | 10,821,000 | 11,792,000 | 11,979,000 | 11,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,319,000 | 63,696,000 | 66,076,000 | 65,323,000 |
| Interest-bearing deposits | 46,474,000 | 46,411,000 | 47,588,000 | 48,365,000 |
| Noninterest-bearing deposits | 17,845,000 | 17,285,000 | 18,488,000 | 16,958,000 |
| Equity capital | 8,988,000 | 9,104,000 | 9,169,000 | 9,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,606,000 | 2,467,000 | 3,301,000 |
| Interest expense | 170,000 | 375,000 | 587,000 | 773,000 |
| Net interest income | 625,000 | 1,231,000 | 1,880,000 | 2,528,000 |
| Noninterest income | 44,000 | 89,000 | 128,000 | 163,000 |
| Noninterest expense | 420,000 | 846,000 | 1,283,000 | 1,803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 249,000 | 474,000 | 725,000 | 888,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 249,000 | 474,000 | 725,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,035,000 | 9,060,000 | 9,111,000 | 9,074,000 |
| Total capital | 9,641,000 | 9,667,000 | 9,719,000 | 9,683,000 |
| Risk-weighted assets | 52,787,000 | 52,480,000 | 52,602,000 | 52,453,000 |