Call reports 2018
METZ BANKING COMPANY — 2018
What METZ BANKING COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 71,475,000 | 72,519,000 | 72,693,000 | 73,203,000 |
| Total loans | 49,923,000 | 51,316,000 | 51,553,000 | 50,263,000 |
| Allowance for loan losses | 577,000 | 539,000 | 539,000 | 605,000 |
| Securities available for sale | 12,015,000 | 12,149,000 | 12,038,000 | 12,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,790,000 | 63,650,000 | 63,760,000 | 64,218,000 |
| Interest-bearing deposits | 45,388,000 | 44,993,000 | 44,976,000 | 46,071,000 |
| Noninterest-bearing deposits | 17,402,000 | 18,657,000 | 18,784,000 | 18,147,000 |
| Equity capital | 8,628,000 | 8,799,000 | 8,846,000 | 8,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,543,000 | 2,355,000 | 3,191,000 |
| Interest expense | 78,000 | 168,000 | 291,000 | 438,000 |
| Net interest income | 673,000 | 1,375,000 | 2,064,000 | 2,753,000 |
| Noninterest income | 41,000 | 80,000 | 122,000 | 155,000 |
| Noninterest expense | 389,000 | 767,000 | 1,213,000 | 1,741,000 |
| Provision for loan losses | 0 | 0 | 0 | 65,000 |
| Pretax income | 325,000 | 688,000 | 973,000 | 1,102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 325,000 | 688,000 | 973,000 | 1,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,809,000 | 8,972,000 | 9,057,000 | 8,986,000 |
| Total capital | 9,386,000 | 9,511,000 | 9,596,000 | 9,591,000 |
| Risk-weighted assets | 53,537,000 | 54,671,000 | 54,449,000 | 52,864,000 |