Call reports 2017
METZ BANKING COMPANY — 2017
What METZ BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 72,679,000 | 71,955,000 | 73,229,000 | 72,608,000 |
| Total loans | 50,395,000 | 50,000,000 | 51,060,000 | 49,428,000 |
| Allowance for loan losses | 664,000 | 665,000 | 665,000 | 577,000 |
| Securities available for sale | 11,453,000 | 13,549,000 | 13,461,000 | 12,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,294,000 | 63,375,000 | 64,564,000 | 63,966,000 |
| Interest-bearing deposits | 46,649,000 | 46,051,000 | 45,678,000 | 44,329,000 |
| Noninterest-bearing deposits | 17,645,000 | 17,324,000 | 18,886,000 | 19,637,000 |
| Equity capital | 8,335,000 | 8,524,000 | 8,612,000 | 8,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,471,000 | 2,236,000 | 3,059,000 |
| Interest expense | 70,000 | 146,000 | 224,000 | 305,000 |
| Net interest income | 655,000 | 1,325,000 | 2,012,000 | 2,754,000 |
| Noninterest income | 35,000 | 72,000 | 111,000 | 146,000 |
| Noninterest expense | 400,000 | 779,000 | 1,197,000 | 1,690,000 |
| Provision for loan losses | 56,000 | 56,000 | 56,000 | 56,000 |
| Pretax income | 234,000 | 562,000 | 870,000 | 1,154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | 562,000 | 870,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,365,000 | 8,492,000 | 8,600,000 | 8,684,000 |
| Total capital | 9,029,000 | 9,157,000 | 9,265,000 | 9,261,000 |
| Risk-weighted assets | 53,898,000 | 53,954,000 | 54,814,000 | 52,376,000 |