Call reports 2016
METZ BANKING COMPANY — 2016
What METZ BANKING COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,290,000 | 71,965,000 | 73,333,000 | 71,397,000 |
| Total loans | 52,182,000 | 52,049,000 | 51,805,000 | 51,077,000 |
| Allowance for loan losses | 567,000 | 556,000 | 605,000 | 607,000 |
| Securities available for sale | 11,709,000 | 11,511,000 | 11,906,000 | 13,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,955,000 | 63,449,000 | 64,799,000 | 63,108,000 |
| Interest-bearing deposits | 46,676,000 | 46,477,000 | 46,510,000 | 46,392,000 |
| Noninterest-bearing deposits | 16,279,000 | 16,972,000 | 18,289,000 | 16,716,000 |
| Equity capital | 8,288,000 | 8,465,000 | 8,482,000 | 8,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,488,000 | 2,247,000 | 2,986,000 |
| Interest expense | 61,000 | 124,000 | 189,000 | 257,000 |
| Net interest income | 706,000 | 1,364,000 | 2,058,000 | 2,729,000 |
| Noninterest income | 47,000 | 86,000 | 132,000 | 164,000 |
| Noninterest expense | 401,000 | 775,000 | 1,203,000 | 1,706,000 |
| Provision for loan losses | 0 | 0 | 47,000 | 47,000 |
| Pretax income | 352,000 | 675,000 | 940,000 | 1,140,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | 675,000 | 940,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,143,000 | 8,266,000 | 8,331,000 | 8,331,000 |
| Total capital | 8,710,000 | 8,822,000 | 8,936,000 | 8,938,000 |
| Risk-weighted assets | 56,017,000 | 55,629,000 | 55,384,000 | 54,944,000 |