Call reports 2015
METZ BANKING COMPANY — 2015
What METZ BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,565,000 | 71,292,000 | 71,372,000 | 69,879,000 |
| Total loans | 49,986,000 | 50,699,000 | 51,647,000 | 50,653,000 |
| Allowance for loan losses | 596,000 | 578,000 | 579,000 | 565,000 |
| Securities available for sale | 13,168,000 | 12,441,000 | 12,893,000 | 11,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,635,000 | 63,336,000 | 63,239,000 | 61,755,000 |
| Interest-bearing deposits | 46,076,000 | 46,108,000 | 45,125,000 | 45,372,000 |
| Noninterest-bearing deposits | 16,559,000 | 17,228,000 | 18,114,000 | 16,383,000 |
| Equity capital | 7,874,000 | 7,902,000 | 8,086,000 | 8,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,489,000 | 2,255,000 | 3,020,000 |
| Interest expense | 74,000 | 140,000 | 201,000 | 262,000 |
| Net interest income | 675,000 | 1,349,000 | 2,054,000 | 2,758,000 |
| Noninterest income | 46,000 | 93,000 | 146,000 | 186,000 |
| Noninterest expense | 377,000 | 745,000 | 1,187,000 | 1,738,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 344,000 | 697,000 | 1,013,000 | 1,206,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 344,000 | 697,000 | 1,013,000 | 1,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,729,000 | 7,882,000 | 7,998,000 | 7,991,000 |
| Total capital | 8,325,000 | 8,460,000 | 8,577,000 | 8,556,000 |
| Risk-weighted assets | 52,531,000 | 53,139,000 | 54,657,000 | 53,808,000 |