Call reports 2014
METZ BANKING COMPANY — 2014
What METZ BANKING COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 71,026,000 | 71,643,000 | 71,894,000 | 70,310,000 |
| Total loans | 50,019,000 | 49,596,000 | 49,978,000 | 49,820,000 |
| Allowance for loan losses | 591,000 | 592,000 | 594,000 | 594,000 |
| Securities available for sale | 11,778,000 | 12,041,000 | 13,684,000 | 14,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,844,000 | 64,217,000 | 64,311,000 | 62,617,000 |
| Interest-bearing deposits | 49,982,000 | 49,350,000 | 49,620,000 | 46,951,000 |
| Noninterest-bearing deposits | 13,862,000 | 14,867,000 | 14,691,000 | 15,666,000 |
| Equity capital | 7,115,000 | 7,356,000 | 7,514,000 | 7,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 736,000 | 1,451,000 | 2,232,000 | 2,981,000 |
| Interest expense | 84,000 | 168,000 | 252,000 | 333,000 |
| Net interest income | 652,000 | 1,283,000 | 1,980,000 | 2,648,000 |
| Noninterest income | 43,000 | 86,000 | 127,000 | 183,000 |
| Noninterest expense | 353,000 | 686,000 | 1,136,000 | 1,622,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 344,000 | 685,000 | 973,000 | 1,211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 344,000 | 685,000 | 973,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,118,000 | 7,309,000 | 7,447,000 | 7,535,000 |
| Total capital | 7,709,000 | 7,901,000 | 8,041,000 | 8,129,000 |
| Risk-weighted assets | 52,992,000 | 52,305,000 | 52,940,000 | 52,672,000 |