Call reports 2013
METZ BANKING COMPANY — 2013
What METZ BANKING COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 69,400,000 | 68,281,000 | 68,050,000 | 69,941,000 |
| Total loans | 44,514,000 | 47,782,000 | 48,666,000 | 47,130,000 |
| Allowance for loan losses | 455,000 | 498,000 | 610,000 | 579,000 |
| Securities available for sale | 12,397,000 | 12,993,000 | 12,790,000 | 14,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,321,000 | 61,246,000 | 61,012,000 | 62,967,000 |
| Interest-bearing deposits | 50,622,000 | 49,395,000 | 48,485,000 | 49,658,000 |
| Noninterest-bearing deposits | 11,699,000 | 11,851,000 | 12,527,000 | 13,309,000 |
| Equity capital | 7,007,000 | 6,955,000 | 6,963,000 | 6,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,414,000 | 2,170,000 | 2,938,000 |
| Interest expense | 101,000 | 198,000 | 292,000 | 381,000 |
| Net interest income | 596,000 | 1,216,000 | 1,878,000 | 2,557,000 |
| Noninterest income | 49,000 | 99,000 | 142,000 | 167,000 |
| Noninterest expense | 359,000 | 696,000 | 1,131,000 | 1,707,000 |
| Provision for loan losses | 0 | 40,000 | 152,000 | 152,000 |
| Pretax income | 286,000 | 579,000 | 737,000 | 865,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 286,000 | 579,000 | 737,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,795,000 | 6,938,000 | 6,946,000 | 6,924,000 |
| Total capital | 7,250,000 | 7,436,000 | 7,556,000 | 7,503,000 |
| Risk-weighted assets | 48,596,000 | 51,879,000 | 52,937,000 | 51,198,000 |