Call reports 2012
METZ BANKING COMPANY — 2012
What METZ BANKING COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,925,000 | 65,636,000 | 66,985,000 | 67,026,000 |
| Total loans | 42,703,000 | 44,889,000 | 44,769,000 | 43,615,000 |
| Allowance for loan losses | 640,000 | 633,000 | 648,000 | 455,000 |
| Securities available for sale | 12,091,000 | 12,067,000 | 11,043,000 | 12,322,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,165,000 | 58,692,000 | 59,978,000 | 60,054,000 |
| Interest-bearing deposits | 48,910,000 | 47,843,000 | 48,719,000 | 48,855,000 |
| Noninterest-bearing deposits | 10,255,000 | 10,849,000 | 11,259,000 | 11,199,000 |
| Equity capital | 6,667,000 | 6,853,000 | 6,920,000 | 6,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,502,000 | 2,256,000 | 3,028,000 |
| Interest expense | 132,000 | 258,000 | 379,000 | 494,000 |
| Net interest income | 622,000 | 1,244,000 | 1,877,000 | 2,534,000 |
| Noninterest income | 43,000 | 89,000 | 131,000 | 177,000 |
| Noninterest expense | 367,000 | 713,000 | 1,146,000 | 1,629,000 |
| Provision for loan losses | 0 | 20,000 | 42,000 | 115,000 |
| Pretax income | 298,000 | 600,000 | 820,000 | 967,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 600,000 | 820,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,440,000 | 6,592,000 | 6,662,000 | 6,659,000 |
| Total capital | 7,024,000 | 7,204,000 | 7,275,000 | 7,114,000 |
| Risk-weighted assets | 46,643,000 | 48,956,000 | 48,965,000 | 47,974,000 |