Call reports 2011
METZ BANKING COMPANY — 2011
What METZ BANKING COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,753,000 | 63,775,000 | 64,622,000 | 64,214,000 |
| Total loans | 43,705,000 | 44,488,000 | 45,378,000 | 43,274,000 |
| Allowance for loan losses | 534,000 | 534,000 | 658,000 | 638,000 |
| Securities available for sale | 11,852,000 | 11,754,000 | 9,847,000 | 11,660,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,583,000 | 57,253,000 | 58,002,000 | 57,535,000 |
| Interest-bearing deposits | 47,187,000 | 48,262,000 | 48,637,000 | 48,352,000 |
| Noninterest-bearing deposits | 8,396,000 | 8,991,000 | 9,365,000 | 9,183,000 |
| Equity capital | 6,076,000 | 6,414,000 | 6,513,000 | 6,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,594,000 | 2,390,000 | 3,175,000 |
| Interest expense | 144,000 | 291,000 | 443,000 | 589,000 |
| Net interest income | 637,000 | 1,303,000 | 1,947,000 | 2,586,000 |
| Noninterest income | 53,000 | 104,000 | 157,000 | 202,000 |
| Noninterest expense | 367,000 | 713,000 | 1,108,000 | 1,581,000 |
| Provision for loan losses | 20,000 | 20,000 | 145,000 | 160,000 |
| Pretax income | 318,000 | 689,000 | 855,000 | 1,051,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 689,000 | 855,000 | 1,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,009,000 | 6,230,000 | 6,246,000 | 6,292,000 |
| Total capital | 6,543,000 | 6,764,000 | 6,849,000 | 6,880,000 |
| Risk-weighted assets | 47,169,000 | 47,877,000 | 48,164,000 | 47,011,000 |