Call reports 2010
METZ BANKING COMPANY — 2010
What METZ BANKING COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 61,774,000 | 60,392,000 | 61,135,000 | 59,954,000 |
| Total loans | 41,411,000 | 40,198,000 | 41,445,000 | 41,352,000 |
| Allowance for loan losses | 542,000 | 592,000 | 595,000 | 514,000 |
| Securities available for sale | 10,224,000 | 10,725,000 | 12,136,000 | 12,965,000 |
| Securities held to maturity | 541,000 | 276,000 | 276,000 | 275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,993,000 | 54,398,000 | 54,955,000 | 53,892,000 |
| Interest-bearing deposits | 47,235,000 | 46,439,000 | 46,452,000 | 45,701,000 |
| Noninterest-bearing deposits | 8,758,000 | 7,959,000 | 8,503,000 | 8,191,000 |
| Equity capital | 5,640,000 | 5,838,000 | 6,054,000 | 5,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,590,000 | 2,375,000 | 3,177,000 |
| Interest expense | 211,000 | 407,000 | 587,000 | 745,000 |
| Net interest income | 566,000 | 1,183,000 | 1,788,000 | 2,432,000 |
| Noninterest income | 49,000 | 98,000 | 147,000 | 189,000 |
| Noninterest expense | 348,000 | 676,000 | 1,096,000 | 1,531,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 217,000 | 505,000 | 739,000 | 990,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 505,000 | 739,000 | 990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,570,000 | 5,708,000 | 5,792,000 | 5,841,000 |
| Total capital | 6,112,000 | 6,260,000 | 6,364,000 | 6,355,000 |
| Risk-weighted assets | 44,151,000 | 44,094,000 | 45,705,000 | 45,155,000 |