Call reports 2009
METZ BANKING COMPANY — 2009
What METZ BANKING COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 56,900,000 | 56,670,000 | 58,659,000 | 60,285,000 |
| Total loans | 40,584,000 | 42,000,000 | 42,118,000 | 40,558,000 |
| Allowance for loan losses | 442,000 | 447,000 | 447,000 | 506,000 |
| Securities available for sale | 9,502,000 | 8,634,000 | 9,573,000 | 10,924,000 |
| Securities held to maturity | 642,000 | 642,000 | 642,000 | 641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,514,000 | 51,067,000 | 52,814,000 | 54,523,000 |
| Interest-bearing deposits | 44,219,000 | 44,434,000 | 45,917,000 | 45,756,000 |
| Noninterest-bearing deposits | 7,295,000 | 6,633,000 | 6,897,000 | 8,767,000 |
| Equity capital | 5,179,000 | 5,359,000 | 5,651,000 | 5,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,661,000 | 2,520,000 | 3,362,000 |
| Interest expense | 296,000 | 578,000 | 847,000 | 1,089,000 |
| Net interest income | 512,000 | 1,083,000 | 1,673,000 | 2,273,000 |
| Noninterest income | 41,000 | 84,000 | 179,000 | 228,000 |
| Noninterest expense | 368,000 | 683,000 | 1,071,000 | 1,528,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 70,000 |
| Pretax income | 185,000 | 474,000 | 771,000 | 903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 474,000 | 771,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,105,000 | 5,294,000 | 5,491,000 | 5,453,000 |
| Total capital | 5,547,000 | 5,741,000 | 5,938,000 | 5,959,000 |
| Risk-weighted assets | 44,060,000 | 44,555,000 | 44,851,000 | 44,171,000 |