Call reports 2006
METZ BANKING COMPANY — 2006
What METZ BANKING COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 46,324,000 | 48,001,000 | 48,366,000 | 49,316,000 |
| Total loans | 34,589,000 | 34,410,000 | 35,712,000 | 37,070,000 |
| Allowance for loan losses | 354,000 | 354,000 | 374,000 | 401,000 |
| Securities available for sale | 4,261,000 | 5,605,000 | 6,093,000 | 6,892,000 |
| Securities held to maturity | 1,877,000 | 1,572,000 | 1,571,000 | 1,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,731,000 | 43,416,000 | 43,690,000 | 44,541,000 |
| Interest-bearing deposits | 34,741,000 | 35,421,000 | 36,702,000 | 37,376,000 |
| Noninterest-bearing deposits | 6,990,000 | 7,995,000 | 6,988,000 | 7,165,000 |
| Equity capital | 4,374,000 | 4,354,000 | 4,401,000 | 4,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,465,000 | 2,258,000 | 3,109,000 |
| Interest expense | 287,000 | 615,000 | 982,000 | 1,390,000 |
| Net interest income | 421,000 | 850,000 | 1,276,000 | 1,719,000 |
| Noninterest income | 75,000 | 143,000 | 192,000 | 265,000 |
| Noninterest expense | 299,000 | 654,000 | 1,011,000 | 1,397,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 47,000 |
| Pretax income | 197,000 | 339,000 | 437,000 | 540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 197,000 | 339,000 | 437,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,461,000 | 4,478,000 | 4,451,000 | 4,529,000 |
| Total capital | 4,815,000 | 4,832,000 | 4,825,000 | 4,930,000 |
| Risk-weighted assets | 36,140,000 | 37,209,000 | 37,746,000 | 38,957,000 |