Call reports 2001
METZ BANKING COMPANY — 2001
What METZ BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,716,000 | 35,497,000 | 36,403,000 | 37,155,000 |
| Total loans | 23,443,000 | 24,088,000 | 24,513,000 | 25,381,000 |
| Allowance for loan losses | 373,000 | 378,000 | 431,000 | 439,000 |
| Securities available for sale | 2,783,000 | 3,069,000 | 3,641,000 | 4,127,000 |
| Securities held to maturity | 1,361,000 | 2,164,000 | 2,163,000 | 2,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,348,000 | 32,170,000 | 32,949,000 | 33,649,000 |
| Interest-bearing deposits | 27,180,000 | 27,993,000 | 29,158,000 | 28,632,000 |
| Noninterest-bearing deposits | 4,168,000 | 4,177,000 | 3,791,000 | 5,017,000 |
| Equity capital | 3,121,000 | 3,066,000 | 3,174,000 | 3,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,287,000 | 1,952,000 | 2,604,000 |
| Interest expense | 349,000 | 702,000 | 1,037,000 | 1,335,000 |
| Net interest income | 310,000 | 585,000 | 915,000 | 1,269,000 |
| Noninterest income | 46,000 | 96,000 | 143,000 | 197,000 |
| Noninterest expense | 212,000 | 473,000 | 750,000 | 1,059,000 |
| Provision for loan losses | 30,000 | 35,000 | 86,000 | 94,000 |
| Pretax income | 123,000 | 184,000 | 233,000 | 324,000 |
| Income tax | 34,000 | 32,000 | 34,000 | 24,000 |
| Net income | 89,000 | 152,000 | 199,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,094,000 | 3,034,000 | 3,081,000 | 3,182,000 |
| Total capital | 3,421,000 | 3,373,000 | 3,424,000 | 3,524,000 |
| Risk-weighted assets | 26,113,000 | 27,065,000 | 27,322,000 | 27,281,000 |