Call reports 2008
PLAINSCAPITAL BANK — 2008
What PLAINSCAPITAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 3,318,228,000 | 3,297,089,000 | 3,342,923,000 | 3,930,807,000 |
| Total loans | 2,826,645,000 | 2,841,913,000 | 2,839,221,000 | 3,165,565,000 |
| Allowance for loan losses | 26,289,000 | 26,799,000 | 26,404,000 | 40,672,000 |
| Securities available for sale | 80,434,000 | 77,768,000 | 101,873,000 | 166,557,000 |
| Securities held to maturity | 104,625,000 | 107,855,000 | 106,986,000 | 217,209,000 |
| Trading assets | 0 | 0 | 0 | 1,561,000 |
| Total deposits | 2,101,292,000 | 2,142,295,000 | 2,092,230,000 | 2,794,787,000 |
| Interest-bearing deposits | 1,952,507,000 | 1,974,839,000 | 1,913,955,000 | 2,234,634,000 |
| Noninterest-bearing deposits | 148,785,000 | 167,456,000 | 178,275,000 | 560,153,000 |
| Equity capital | 314,415,000 | 318,686,000 | 339,552,000 | 488,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 53,190,000 | 100,201,000 | 147,019,000 | 193,521,000 |
| Interest expense | 19,549,000 | 33,878,000 | 47,512,000 | 59,867,000 |
| Net interest income | 33,641,000 | 66,323,000 | 99,507,000 | 133,654,000 |
| Noninterest income | 25,464,000 | 52,192,000 | 82,159,000 | 113,268,000 |
| Noninterest expense | 39,689,000 | 79,505,000 | 122,965,000 | 168,389,000 |
| Provision for loan losses | 2,300,000 | 5,183,000 | 7,818,000 | 22,818,000 |
| Pretax income | 17,116,000 | 33,827,000 | 50,883,000 | 55,715,000 |
| Income tax | 6,141,000 | 12,106,000 | 18,196,000 | 19,443,000 |
| Net income | 10,975,000 | 21,721,000 | 32,687,000 | 36,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 282,734,000 | 288,497,000 | 309,482,000 | 456,566,000 |
| Total capital | 309,023,000 | 315,296,000 | 335,886,000 | 497,238,000 |
| Risk-weighted assets | 2,897,803,000 | 2,912,875,000 | 2,912,859,000 | 3,338,595,000 |