Call reports 2007
PLAINSCAPITAL BANK — 2007
What PLAINSCAPITAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,902,411,000 | 3,024,062,000 | 3,063,846,000 | 3,154,401,000 |
| Total loans | 2,383,324,000 | 2,543,556,000 | 2,602,520,000 | 2,696,068,000 |
| Allowance for loan losses | 25,244,000 | 26,340,000 | 25,775,000 | 26,517,000 |
| Securities available for sale | 87,486,000 | 84,303,000 | 85,105,000 | 86,676,000 |
| Securities held to maturity | 102,546,000 | 100,832,000 | 99,798,000 | 104,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,221,565,000 | 2,387,047,000 | 2,244,338,000 | 2,028,239,000 |
| Interest-bearing deposits | 1,789,246,000 | 1,928,324,000 | 2,117,405,000 | 1,863,386,000 |
| Noninterest-bearing deposits | 432,319,000 | 458,723,000 | 126,933,000 | 164,853,000 |
| Equity capital | 278,308,000 | 281,890,000 | 288,105,000 | 298,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 51,768,000 | 106,809,000 | 164,060,000 | 220,945,000 |
| Interest expense | 22,712,000 | 47,145,000 | 73,192,000 | 97,851,000 |
| Net interest income | 29,056,000 | 59,664,000 | 90,868,000 | 123,094,000 |
| Noninterest income | 21,162,000 | 40,402,000 | 59,570,000 | 78,013,000 |
| Noninterest expense | 34,733,000 | 67,713,000 | 102,527,000 | 135,557,000 |
| Provision for loan losses | 1,418,000 | 2,718,000 | 3,018,000 | 5,518,000 |
| Pretax income | 14,067,000 | 29,635,000 | 44,893,000 | 60,032,000 |
| Income tax | 4,768,000 | 10,343,000 | 15,475,000 | 20,162,000 |
| Net income | 9,299,000 | 19,292,000 | 29,418,000 | 39,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 247,095,000 | 251,179,000 | 256,324,000 | 266,795,000 |
| Total capital | 272,339,000 | 277,519,000 | 282,099,000 | 293,312,000 |
| Risk-weighted assets | 2,446,888,000 | 2,583,422,000 | 2,678,935,000 | 2,753,623,000 |