Call reports 2006
PLAINSCAPITAL BANK — 2006
What PLAINSCAPITAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,631,041,000 | 2,719,558,000 | 2,765,994,000 | 2,857,914,000 |
| Total loans | 2,136,552,000 | 2,189,192,000 | 2,237,505,000 | 2,330,457,000 |
| Allowance for loan losses | 22,910,000 | 23,287,000 | 23,537,000 | 24,722,000 |
| Securities available for sale | 133,135,000 | 79,097,000 | 83,424,000 | 81,653,000 |
| Securities held to maturity | 92,768,000 | 90,239,000 | 105,665,000 | 105,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,167,747,000 | 2,187,352,000 | 2,187,426,000 | 2,280,321,000 |
| Interest-bearing deposits | 1,729,897,000 | 1,746,757,000 | 1,742,127,000 | 1,746,518,000 |
| Noninterest-bearing deposits | 437,850,000 | 440,595,000 | 445,299,000 | 533,803,000 |
| Equity capital | 254,963,000 | 258,532,000 | 264,955,000 | 273,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 44,364,000 | 91,187,000 | 141,095,000 | 193,208,000 |
| Interest expense | 17,448,000 | 36,395,000 | 57,512,000 | 80,094,000 |
| Net interest income | 26,916,000 | 54,792,000 | 83,583,000 | 113,114,000 |
| Noninterest income | 22,674,000 | 47,370,000 | 73,722,000 | 98,877,000 |
| Noninterest expense | 38,657,000 | 77,867,000 | 116,711,000 | 153,560,000 |
| Provision for loan losses | 1,516,000 | 2,585,000 | 3,570,000 | 5,048,000 |
| Pretax income | 9,417,000 | 21,710,000 | 37,024,000 | 53,383,000 |
| Income tax | 3,054,000 | 7,509,000 | 12,976,000 | 18,455,000 |
| Net income | 6,363,000 | 14,201,000 | 24,048,000 | 34,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 224,548,000 | 229,420,000 | 234,312,000 | 242,792,000 |
| Total capital | 247,458,000 | 252,707,000 | 257,849,000 | 267,514,000 |
| Risk-weighted assets | 2,175,302,000 | 2,240,071,000 | 2,316,740,000 | 2,412,095,000 |