Call reports 2005
PLAINSCAPITAL BANK — 2005
What PLAINSCAPITAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,424,563,000 | 2,540,553,000 | 2,672,589,000 | 2,673,256,000 |
| Total loans | 2,000,805,000 | 2,100,091,000 | 2,108,099,000 | 2,151,481,000 |
| Allowance for loan losses | 21,946,000 | 21,971,000 | 22,141,000 | 22,666,000 |
| Securities available for sale | 99,580,000 | 99,469,000 | 85,475,000 | 80,722,000 |
| Securities held to maturity | 107,092,000 | 104,135,000 | 99,937,000 | 96,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,963,566,000 | 2,065,399,000 | 2,061,584,000 | 2,222,526,000 |
| Interest-bearing deposits | 1,537,016,000 | 1,598,052,000 | 1,637,791,000 | 1,773,887,000 |
| Noninterest-bearing deposits | 426,550,000 | 467,347,000 | 423,793,000 | 448,639,000 |
| Equity capital | 225,198,000 | 232,770,000 | 247,066,000 | 251,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 33,843,000 | 70,678,000 | 111,211,000 | 152,204,000 |
| Interest expense | 10,968,000 | 24,512,000 | 40,291,000 | 55,603,000 |
| Net interest income | 22,875,000 | 46,166,000 | 70,920,000 | 96,601,000 |
| Noninterest income | 23,891,000 | 52,343,000 | 98,998,000 | 122,267,000 |
| Noninterest expense | 36,884,000 | 76,740,000 | 118,676,000 | 158,047,000 |
| Provision for loan losses | 1,105,000 | 1,383,000 | 4,574,000 | 5,516,000 |
| Pretax income | 8,777,000 | 20,386,000 | 46,810,000 | 55,447,000 |
| Income tax | 2,650,000 | 6,843,000 | 16,333,000 | 18,934,000 |
| Net income | 6,127,000 | 13,543,000 | 30,477,000 | 36,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 193,103,000 | 199,243,000 | 215,502,000 | 220,628,000 |
| Total capital | 215,049,000 | 221,214,000 | 237,643,000 | 243,294,000 |
| Risk-weighted assets | 2,043,189,000 | 2,139,147,000 | 2,142,690,000 | 2,171,746,000 |