Call reports 2004
PLAINSCAPITAL BANK — 2004
What PLAINSCAPITAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,151,531,000 | 2,176,792,000 | 2,316,627,000 | 2,426,358,000 |
| Total loans | 1,704,626,000 | 1,754,440,000 | 1,865,806,000 | 1,942,175,000 |
| Allowance for loan losses | 21,550,000 | 21,685,000 | 22,151,000 | 22,086,000 |
| Securities available for sale | 109,873,000 | 99,794,000 | 94,765,000 | 106,168,000 |
| Securities held to maturity | 96,351,000 | 89,969,000 | 92,548,000 | 90,449,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,730,913,000 | 1,822,755,000 | 1,812,438,000 | 1,991,908,000 |
| Interest-bearing deposits | 1,330,359,000 | 1,441,268,000 | 1,422,066,000 | 1,535,118,000 |
| Noninterest-bearing deposits | 400,554,000 | 381,487,000 | 390,372,000 | 456,790,000 |
| Equity capital | 183,494,000 | 195,675,000 | 203,753,000 | 209,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 26,123,000 | 53,827,000 | 83,051,000 | 114,752,000 |
| Interest expense | 5,753,000 | 11,870,000 | 18,714,000 | 27,704,000 |
| Net interest income | 20,370,000 | 41,957,000 | 64,337,000 | 87,048,000 |
| Noninterest income | 26,382,000 | 52,758,000 | 80,940,000 | 107,227,000 |
| Noninterest expense | 36,085,000 | 74,966,000 | 115,337,000 | 154,428,000 |
| Provision for loan losses | 565,000 | 1,097,000 | 1,978,000 | 2,604,000 |
| Pretax income | 10,102,000 | 18,652,000 | 27,962,000 | 37,243,000 |
| Income tax | 3,644,000 | 6,312,000 | 9,742,000 | 13,202,000 |
| Net income | 6,458,000 | 12,340,000 | 18,220,000 | 24,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,756,000 | 167,681,000 | 173,675,000 | 176,176,000 |
| Total capital | 174,306,000 | 189,366,000 | 195,826,000 | 198,262,000 |
| Risk-weighted assets | 1,740,292,000 | 1,818,159,000 | 1,893,619,000 | 1,974,381,000 |