Call reports 2003
PLAINSCAPITAL BANK — 2003
What PLAINSCAPITAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,939,747,000 | 2,078,523,000 | 2,115,754,000 | 2,061,849,000 |
| Total loans | 1,578,457,000 | 1,734,921,000 | 1,555,497,000 | 1,575,285,000 |
| Allowance for loan losses | 16,666,000 | 18,029,000 | 18,535,000 | 21,580,000 |
| Securities available for sale | 46,611,000 | 36,192,000 | 61,736,000 | 161,323,000 |
| Securities held to maturity | 124,131,000 | 107,424,000 | 114,264,000 | 101,674,000 |
| Trading assets | 505,000 | 503,000 | 501,000 | 0 |
| Total deposits | 1,481,878,000 | 1,645,496,000 | 1,777,084,000 | 1,730,859,000 |
| Interest-bearing deposits | 1,196,856,000 | 1,272,864,000 | 1,400,812,000 | 1,325,366,000 |
| Noninterest-bearing deposits | 285,022,000 | 372,632,000 | 376,272,000 | 405,493,000 |
| Equity capital | 153,884,000 | 165,744,000 | 172,739,000 | 172,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 23,808,000 | 49,330,000 | 76,255,000 | 101,804,000 |
| Interest expense | 8,416,000 | 16,719,000 | 24,591,000 | 30,949,000 |
| Net interest income | 15,392,000 | 32,611,000 | 51,664,000 | 70,855,000 |
| Noninterest income | 24,472,000 | 59,018,000 | 91,390,000 | 119,011,000 |
| Noninterest expense | 30,752,000 | 67,646,000 | 107,556,000 | 143,113,000 |
| Provision for loan losses | 1,202,000 | 2,727,000 | 4,538,000 | 8,085,000 |
| Pretax income | 7,910,000 | 21,256,000 | 30,960,000 | 38,502,000 |
| Income tax | 2,820,000 | 7,548,000 | 11,013,000 | 13,734,000 |
| Net income | 5,090,000 | 13,708,000 | 19,947,000 | 24,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,158,000 | 142,128,000 | 150,061,000 | 142,233,000 |
| Total capital | 147,824,000 | 160,157,000 | 168,596,000 | 162,080,000 |
| Risk-weighted assets | 1,477,327,000 | 1,590,329,000 | 1,549,358,000 | 1,586,031,000 |