Call reports 2002
PLAINSCAPITAL BANK — 2002
What PLAINSCAPITAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,422,083,000 | 1,450,387,000 | 1,650,516,000 | 1,728,269,000 |
| Total loans | 1,064,109,000 | 1,088,781,000 | 1,250,377,000 | 1,347,858,000 |
| Allowance for loan losses | 12,932,000 | 13,630,000 | 14,437,000 | 15,627,000 |
| Securities available for sale | 20,070,000 | 25,452,000 | 30,557,000 | 39,525,000 |
| Securities held to maturity | 197,433,000 | 189,052,000 | 196,700,000 | 153,108,000 |
| Trading assets | 496,000 | 503,000 | 505,000 | 506,000 |
| Total deposits | 1,109,252,000 | 1,100,282,000 | 1,305,219,000 | 1,366,296,000 |
| Interest-bearing deposits | 884,856,000 | 870,459,000 | 1,053,303,000 | 1,090,907,000 |
| Noninterest-bearing deposits | 224,396,000 | 229,823,000 | 251,916,000 | 275,389,000 |
| Equity capital | 112,706,000 | 117,813,000 | 128,498,000 | 133,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 19,570,000 | 39,890,000 | 60,790,000 | 82,491,000 |
| Interest expense | 7,538,000 | 14,850,000 | 22,863,000 | 31,880,000 |
| Net interest income | 12,032,000 | 25,040,000 | 37,927,000 | 50,611,000 |
| Noninterest income | 13,418,000 | 27,816,000 | 48,904,000 | 73,509,000 |
| Noninterest expense | 18,012,000 | 36,674,000 | 60,587,000 | 88,238,000 |
| Provision for loan losses | 1,154,000 | 2,383,000 | 3,797,000 | 5,624,000 |
| Pretax income | 6,284,000 | 13,799,000 | 22,863,000 | 30,673,000 |
| Income tax | 2,249,000 | 4,931,000 | 8,158,000 | 10,954,000 |
| Net income | 4,035,000 | 8,868,000 | 14,705,000 | 19,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,717,000 | 106,513,000 | 116,397,000 | 116,319,000 |
| Total capital | 114,649,000 | 120,088,000 | 130,834,000 | 131,946,000 |
| Risk-weighted assets | 1,048,490,000 | 1,086,038,000 | 1,196,633,000 | 1,285,778,000 |