Call reports 2002
AMERICAN SAVINGS BANK — 2002
What AMERICAN SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,831,888,000 | 2,879,101,000 | 2,860,658,000 | 2,792,550,000 |
| Total loans | 1,620,590,000 | 1,677,261,000 | 1,633,499,000 | 1,500,062,000 |
| Allowance for loan losses | 19,348,000 | 17,248,000 | 17,220,000 | 16,361,000 |
| Securities available for sale | 880,586,000 | 925,033,000 | 953,030,000 | 865,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,016,900,000 | 2,013,644,000 | 1,977,040,000 | 1,980,840,000 |
| Interest-bearing deposits | 1,978,831,000 | 1,967,441,000 | 1,938,475,000 | 1,939,305,000 |
| Noninterest-bearing deposits | 38,069,000 | 46,203,000 | 38,565,000 | 41,535,000 |
| Equity capital | 359,365,000 | 371,600,000 | 380,269,000 | 386,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 36,976,000 | 76,388,000 | 114,837,000 | 149,286,000 |
| Interest expense | 17,794,000 | 36,105,000 | 53,688,000 | 70,080,000 |
| Net interest income | 19,182,000 | 40,283,000 | 61,149,000 | 79,206,000 |
| Noninterest income | 2,797,000 | 6,401,000 | 9,789,000 | 13,077,000 |
| Noninterest expense | 13,426,000 | 24,687,000 | 35,502,000 | 48,386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,927,000 | 25,164,000 | 39,863,000 | 47,845,000 |
| Income tax | 3,239,000 | 8,170,000 | 12,818,000 | 15,162,000 |
| Net income | 6,688,000 | 16,994,000 | 27,045,000 | 32,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 221,947,000 | 237,988,000 | 248,383,000 | 254,685,000 |
| Total capital | 262,520,000 | 273,294,000 | 278,666,000 | 285,755,000 |
| Risk-weighted assets | 1,702,150,000 | 1,705,736,000 | 1,678,969,000 | 1,614,348,000 |