Call reports 2001
AMERICAN SAVINGS BANK — 2001
What AMERICAN SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,897,595,000 | 1,894,458,000 | 1,907,927,000 | 1,895,077,000 |
| Total loans | 1,158,940,000 | 1,208,180,000 | 1,246,290,000 | 1,225,734,000 |
| Allowance for loan losses | 10,858,000 | 10,900,000 | 10,889,000 | 10,887,000 |
| Securities available for sale | 603,026,000 | 567,308,000 | 543,503,000 | 532,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,179,276,000 | 1,221,494,000 | 1,154,798,000 | 1,168,221,000 |
| Interest-bearing deposits | 1,161,200,000 | 1,188,402,000 | 1,138,525,000 | 1,151,346,000 |
| Noninterest-bearing deposits | 18,076,000 | 33,092,000 | 16,273,000 | 16,875,000 |
| Equity capital | 408,877,000 | 358,045,000 | 362,927,000 | 369,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 31,544,000 | 62,085,000 | 92,489,000 | 121,701,000 |
| Interest expense | 16,090,000 | 31,967,000 | 47,589,000 | 62,323,000 |
| Net interest income | 15,454,000 | 30,118,000 | 44,900,000 | 59,378,000 |
| Noninterest income | 2,181,000 | 4,696,000 | 7,038,000 | 9,468,000 |
| Noninterest expense | 6,564,000 | 14,813,000 | 22,348,000 | 29,890,000 |
| Provision for loan losses | 300,000 | 400,000 | 450,000 | 450,000 |
| Pretax income | 12,091,000 | 24,759,000 | 35,679,000 | 46,718,000 |
| Income tax | 3,541,000 | 7,941,000 | 11,529,000 | 15,027,000 |
| Net income | 8,550,000 | 16,818,000 | 24,150,000 | 31,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 362,091,000 | 313,638,000 | 320,971,000 | 328,510,000 |
| Total capital | 400,323,000 | 350,665,000 | 352,528,000 | 361,716,000 |
| Risk-weighted assets | 1,149,463,000 | 1,148,214,000 | 1,163,503,000 | 1,154,989,000 |