Call reports 2001
LAKE COUNTRY STATE BANK — 2001
What LAKE COUNTRY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,075,000 | 72,701,000 | 60,710,000 | 58,929,000 |
| Total loans | 50,934,000 | 47,990,000 | 39,151,000 | 39,592,000 |
| Allowance for loan losses | 795,000 | 805,000 | 796,000 | 701,000 |
| Securities available for sale | 14,024,000 | 12,710,000 | 13,492,000 | 12,784,000 |
| Securities held to maturity | 75,000 | 75,000 | 75,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,978,000 | 63,446,000 | 51,689,000 | 49,994,000 |
| Interest-bearing deposits | 54,112,000 | 53,353,000 | 44,723,000 | 42,522,000 |
| Noninterest-bearing deposits | 8,866,000 | 10,093,000 | 6,966,000 | 7,472,000 |
| Equity capital | 5,508,000 | 5,739,000 | 6,287,000 | 6,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,526,000 | 2,985,000 | 4,307,000 | 5,411,000 |
| Interest expense | 713,000 | 1,361,000 | 1,931,000 | 2,359,000 |
| Net interest income | 813,000 | 1,624,000 | 2,376,000 | 3,052,000 |
| Noninterest income | 124,000 | 326,000 | 1,169,000 | 1,277,000 |
| Noninterest expense | 730,000 | 1,415,000 | 2,111,000 | 2,790,000 |
| Provision for loan losses | 76,000 | 86,000 | 86,000 | 41,000 |
| Pretax income | 137,000 | 454,000 | 1,360,000 | 1,402,000 |
| Income tax | 29,000 | 79,000 | 419,000 | 438,000 |
| Net income | 108,000 | 375,000 | 941,000 | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,128,000 | 5,399,000 | 5,976,000 | 6,010,000 |
| Total capital | 5,788,000 | 6,023,000 | 6,518,000 | 6,555,000 |
| Risk-weighted assets | 52,692,000 | 49,703,000 | 43,132,000 | 43,439,000 |