Call reports 2002
MEDFORD SAVINGS BANK — 2002
What MEDFORD SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 1,446,171,000 | 1,448,604,000 | 1,473,151,000 |
| Total loans | 679,897,000 | 680,847,000 | 669,412,000 |
| Allowance for loan losses | 7,391,000 | 7,353,000 | 7,349,000 |
| Securities available for sale | 616,295,000 | 629,452,000 | 630,702,000 |
| Securities held to maturity | 48,678,000 | 46,065,000 | 41,059,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,135,160,000 | 1,154,451,000 | 1,184,888,000 |
| Interest-bearing deposits | 1,058,849,000 | 1,071,032,000 | 1,097,397,000 |
| Noninterest-bearing deposits | 76,311,000 | 83,419,000 | 87,491,000 |
| Equity capital | 103,208,000 | 113,339,000 | 122,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 21,504,000 | 42,990,000 | 63,699,000 |
| Interest expense | 10,707,000 | 21,192,000 | 31,496,000 |
| Net interest income | 10,797,000 | 21,798,000 | 32,203,000 |
| Noninterest income | 801,000 | 1,692,000 | 2,567,000 |
| Noninterest expense | 5,624,000 | 11,404,000 | 17,056,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 6,070,000 | 12,174,000 | 18,130,000 |
| Income tax | 2,239,000 | 4,457,000 | 6,522,000 |
| Net income | 3,831,000 | 7,717,000 | 11,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 99,436,000 | 103,396,000 | 107,362,000 |
| Total capital | 106,827,000 | 110,749,000 | 114,711,000 |
| Risk-weighted assets | 837,435,000 | 830,676,000 | 804,163,000 |