Call reports 2001
MEDFORD SAVINGS BANK — 2001
What MEDFORD SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,332,410,000 | 1,366,067,000 | 1,403,138,000 | 1,412,335,000 |
| Total loans | 670,909,000 | 681,032,000 | 684,541,000 | 683,057,000 |
| Allowance for loan losses | 6,961,000 | 6,948,000 | 7,033,000 | 7,080,000 |
| Securities available for sale | 533,943,000 | 536,360,000 | 541,101,000 | 588,263,000 |
| Securities held to maturity | 40,645,000 | 56,472,000 | 58,853,000 | 57,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,000,247,000 | 1,037,191,000 | 1,076,787,000 | 1,097,562,000 |
| Interest-bearing deposits | 932,953,000 | 963,206,000 | 1,003,301,000 | 1,022,854,000 |
| Noninterest-bearing deposits | 67,294,000 | 73,985,000 | 73,486,000 | 74,708,000 |
| Equity capital | 102,597,000 | 103,185,000 | 110,460,000 | 110,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 22,472,000 | 44,865,000 | 67,191,000 | 89,147,000 |
| Interest expense | 13,208,000 | 26,320,000 | 39,212,000 | 51,144,000 |
| Net interest income | 9,264,000 | 18,545,000 | 27,979,000 | 38,003,000 |
| Noninterest income | 778,000 | 1,512,000 | 2,214,000 | 3,106,000 |
| Noninterest expense | 5,183,000 | 10,436,000 | 15,862,000 | 21,541,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 150,000 |
| Pretax income | 5,075,000 | 9,992,000 | 16,228,000 | 21,539,000 |
| Income tax | 1,820,000 | 3,572,000 | 5,825,000 | 7,749,000 |
| Net income | 3,255,000 | 6,420,000 | 10,403,000 | 13,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,074,000 | 98,576,000 | 99,682,000 | 102,860,000 |
| Total capital | 103,035,000 | 105,524,000 | 106,715,000 | 109,943,000 |
| Risk-weighted assets | 843,089,000 | 843,035,000 | 807,171,000 | 807,416,000 |