Call reports 2025
FIRST NATIONAL BANK OF SYCAMORE, THE — 2025
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 237,831,000 | 233,599,000 | 238,412,000 | 233,026,000 |
| Total loans | 129,998,000 | 135,100,000 | 139,061,000 | 144,769,000 |
| Allowance for loan losses | 1,402,000 | 1,422,000 | 1,452,000 | 1,536,000 |
| Securities available for sale | 73,384,000 | 77,700,000 | 75,739,000 | 70,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,343,000 | 206,602,000 | 208,871,000 | 202,707,000 |
| Interest-bearing deposits | 180,784,000 | 179,341,000 | 180,832,000 | 174,689,000 |
| Noninterest-bearing deposits | 29,559,000 | 27,261,000 | 28,039,000 | 28,018,000 |
| Equity capital | 16,518,000 | 16,164,000 | 18,724,000 | 19,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,640,000 | 5,428,000 | 8,275,000 | 11,153,000 |
| Interest expense | 871,000 | 1,797,000 | 2,758,000 | 3,638,000 |
| Net interest income | 1,769,000 | 3,631,000 | 5,517,000 | 7,515,000 |
| Noninterest income | 123,000 | 256,000 | 412,000 | 553,000 |
| Noninterest expense | 1,220,000 | 2,435,000 | 3,651,000 | 4,884,000 |
| Provision for loan losses | -15,000 | 5,000 | 35,000 | 119,000 |
| Pretax income | 627,000 | 1,349,000 | 2,115,000 | 2,869,000 |
| Income tax | 102,000 | 217,000 | 334,000 | 446,000 |
| Net income | 525,000 | 1,132,000 | 1,781,000 | 2,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,469,000 | 22,076,000 | 22,666,000 | 22,828,000 |
| Total capital | 22,969,000 | 23,596,000 | 24,216,000 | 24,453,000 |
| Risk-weighted assets | 139,203,000 | 144,377,000 | 147,625,000 | 150,175,000 |