Call reports 2024
FIRST NATIONAL BANK OF SYCAMORE, THE — 2024
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 214,816,000 | 214,848,000 | 226,045,000 | 222,977,000 |
| Total loans | 123,801,000 | 124,708,000 | 128,181,000 | 129,543,000 |
| Allowance for loan losses | 1,331,000 | 1,361,000 | 1,391,000 | 1,421,000 |
| Securities available for sale | 66,734,000 | 69,281,000 | 68,623,000 | 70,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,474,000 | 188,152,000 | 194,339,000 | 195,699,000 |
| Interest-bearing deposits | 152,086,000 | 161,939,000 | 168,528,000 | 171,868,000 |
| Noninterest-bearing deposits | 26,388,000 | 26,213,000 | 25,811,000 | 23,831,000 |
| Equity capital | 15,172,000 | 15,593,000 | 17,520,000 | 16,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,310,000 | 4,686,000 | 7,215,000 | 9,830,000 |
| Interest expense | 891,000 | 1,697,000 | 2,487,000 | 3,312,000 |
| Net interest income | 1,419,000 | 2,989,000 | 4,728,000 | 6,518,000 |
| Noninterest income | 131,000 | 250,000 | 403,000 | 542,000 |
| Noninterest expense | 1,117,000 | 2,308,000 | 3,520,000 | 4,818,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 392,000 | 860,000 | 1,441,000 | 2,036,000 |
| Income tax | 52,000 | 118,000 | 208,000 | 302,000 |
| Net income | 340,000 | 742,000 | 1,233,000 | 1,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,021,000 | 20,422,000 | 20,912,000 | 20,944,000 |
| Total capital | 21,405,000 | 21,836,000 | 22,356,000 | 22,418,000 |
| Risk-weighted assets | 134,023,000 | 134,167,000 | 135,732,000 | 135,929,000 |