Call reports 2023
FIRST NATIONAL BANK OF SYCAMORE, THE — 2023
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 199,719,000 | 204,831,000 | 204,259,000 | 209,664,000 |
| Total loans | 109,382,000 | 112,357,000 | 116,680,000 | 122,676,000 |
| Allowance for loan losses | 1,243,000 | 1,259,000 | 1,275,000 | 1,300,000 |
| Securities available for sale | 73,175,000 | 78,806,000 | 69,538,000 | 72,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,467,000 | 166,210,000 | 175,135,000 | 172,483,000 |
| Interest-bearing deposits | 141,693,000 | 139,393,000 | 144,860,000 | 146,075,000 |
| Noninterest-bearing deposits | 27,774,000 | 26,817,000 | 30,275,000 | 26,408,000 |
| Equity capital | 13,659,000 | 13,823,000 | 12,227,000 | 15,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,822,000 | 3,782,000 | 5,846,000 | 8,038,000 |
| Interest expense | 392,000 | 927,000 | 1,581,000 | 2,387,000 |
| Net interest income | 1,430,000 | 2,855,000 | 4,265,000 | 5,651,000 |
| Noninterest income | 119,000 | 241,000 | 375,000 | 518,000 |
| Noninterest expense | 1,140,000 | 2,300,000 | 3,433,000 | 4,577,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 70,000 |
| Pretax income | 361,000 | 712,000 | 986,000 | 1,349,000 |
| Income tax | 22,000 | 43,000 | 56,000 | 94,000 |
| Net income | 339,000 | 669,000 | 930,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,191,000 | 19,521,000 | 19,783,000 | 19,680,000 |
| Total capital | 20,487,000 | 20,833,000 | 21,111,000 | 21,033,000 |
| Risk-weighted assets | 122,329,000 | 126,091,000 | 129,570,000 | 131,387,000 |