Call reports 2022
FIRST NATIONAL BANK OF SYCAMORE, THE — 2022
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 189,598,000 | 187,971,000 | 195,483,000 | 200,893,000 |
| Total loans | 86,623,000 | 98,353,000 | 101,845,000 | 109,192,000 |
| Allowance for loan losses | 1,208,000 | 1,209,000 | 1,211,000 | 1,227,000 |
| Securities available for sale | 81,229,000 | 77,327,000 | 80,525,000 | 77,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,769,000 | 171,839,000 | 169,536,000 | 161,077,000 |
| Interest-bearing deposits | 140,930,000 | 141,935,000 | 139,096,000 | 131,851,000 |
| Noninterest-bearing deposits | 28,839,000 | 29,904,000 | 30,440,000 | 29,226,000 |
| Equity capital | 16,829,000 | 12,503,000 | 11,493,000 | 13,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,401,000 | 2,867,000 | 4,479,000 | 6,233,000 |
| Interest expense | 92,000 | 170,000 | 266,000 | 558,000 |
| Net interest income | 1,309,000 | 2,697,000 | 4,213,000 | 5,675,000 |
| Noninterest income | 114,000 | 227,000 | 335,000 | 446,000 |
| Noninterest expense | 1,085,000 | 2,184,000 | 3,340,000 | 4,515,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 338,000 | 740,000 | 1,194,000 | 1,489,000 |
| Income tax | 14,000 | 32,000 | 60,000 | 64,000 |
| Net income | 324,000 | 708,000 | 1,134,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,200,000 | 18,558,000 | 18,983,000 | 18,853,000 |
| Total capital | 19,434,000 | 19,820,000 | 20,247,000 | 20,133,000 |
| Risk-weighted assets | 101,193,000 | 112,224,000 | 116,743,000 | 121,655,000 |