Call reports 2021
FIRST NATIONAL BANK OF SYCAMORE, THE — 2021
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 184,778,000 | 190,103,000 | 194,600,000 | 185,271,000 |
| Total loans | 87,176,000 | 89,766,000 | 87,275,000 | 88,771,000 |
| Allowance for loan losses | 1,199,000 | 1,200,000 | 1,206,000 | 1,208,000 |
| Securities available for sale | 78,557,000 | 84,772,000 | 80,778,000 | 83,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,845,000 | 161,849,000 | 165,783,000 | 161,693,000 |
| Interest-bearing deposits | 131,440,000 | 136,451,000 | 137,868,000 | 136,464,000 |
| Noninterest-bearing deposits | 26,405,000 | 25,398,000 | 27,915,000 | 25,229,000 |
| Equity capital | 18,655,000 | 19,751,000 | 20,373,000 | 20,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 3,075,000 | 4,692,000 | 6,148,000 |
| Interest expense | 179,000 | 341,000 | 486,000 | 602,000 |
| Net interest income | 1,252,000 | 2,734,000 | 4,206,000 | 5,546,000 |
| Noninterest income | 155,000 | 283,000 | 443,000 | 574,000 |
| Noninterest expense | 1,007,000 | 2,045,000 | 3,130,000 | 4,344,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 370,000 | 942,000 | 1,450,000 | 1,707,000 |
| Income tax | 27,000 | 95,000 | 148,000 | 147,000 |
| Net income | 343,000 | 847,000 | 1,302,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,809,000 | 17,313,000 | 17,768,000 | 17,877,000 |
| Total capital | 17,988,000 | 18,539,000 | 18,986,000 | 19,111,000 |
| Risk-weighted assets | 94,288,000 | 98,343,000 | 97,499,000 | 99,538,000 |