Call reports 2020
FIRST NATIONAL BANK OF SYCAMORE, THE — 2020
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 155,003,000 | 166,238,000 | 172,517,000 | 174,836,000 |
| Total loans | 89,014,000 | 91,598,000 | 90,148,000 | 88,423,000 |
| Allowance for loan losses | 1,106,000 | 1,136,000 | 1,162,000 | 1,192,000 |
| Securities available for sale | 55,264,000 | 57,485,000 | 59,029,000 | 68,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,378,000 | 132,871,000 | 138,721,000 | 146,613,000 |
| Interest-bearing deposits | 105,156,000 | 112,435,000 | 117,223,000 | 121,781,000 |
| Noninterest-bearing deposits | 17,222,000 | 20,436,000 | 21,498,000 | 24,832,000 |
| Equity capital | 17,094,000 | 19,434,000 | 19,835,000 | 19,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,870,000 | 4,310,000 | 5,601,000 |
| Interest expense | 268,000 | 531,000 | 782,000 | 1,002,000 |
| Net interest income | 1,138,000 | 2,339,000 | 3,528,000 | 4,599,000 |
| Noninterest income | 113,000 | 246,000 | 400,000 | 531,000 |
| Noninterest expense | 979,000 | 1,961,000 | 2,953,000 | 4,032,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 90,000 |
| Pretax income | 278,000 | 598,000 | 911,000 | 1,052,000 |
| Income tax | 21,000 | 48,000 | 69,000 | 50,000 |
| Net income | 257,000 | 550,000 | 842,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,247,000 | 16,539,000 | 16,832,000 | 16,467,000 |
| Total capital | 17,379,000 | 17,701,000 | 18,006,000 | 17,650,000 |
| Risk-weighted assets | 96,534,000 | 95,614,000 | 93,953,000 | 94,656,000 |