Call reports 2019
FIRST NATIONAL BANK OF SYCAMORE, THE — 2019
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 151,041,000 | 152,629,000 | 152,334,000 | 151,120,000 |
| Total loans | 80,537,000 | 85,373,000 | 87,876,000 | 89,862,000 |
| Allowance for loan losses | 997,000 | 1,042,000 | 1,076,000 | 1,106,000 |
| Securities available for sale | 59,429,000 | 55,004,000 | 49,281,000 | 51,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,670,000 | 121,386,000 | 123,526,000 | 122,526,000 |
| Interest-bearing deposits | 102,244,000 | 103,641,000 | 105,732,000 | 105,751,000 |
| Noninterest-bearing deposits | 17,426,000 | 17,745,000 | 17,794,000 | 16,775,000 |
| Equity capital | 16,320,000 | 17,421,000 | 17,952,000 | 17,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,726,000 | 4,143,000 | 5,576,000 |
| Interest expense | 252,000 | 545,000 | 819,000 | 1,090,000 |
| Net interest income | 1,084,000 | 2,181,000 | 3,324,000 | 4,486,000 |
| Noninterest income | 90,000 | 201,000 | 318,000 | 434,000 |
| Noninterest expense | 912,000 | 1,819,000 | 2,751,000 | 3,704,000 |
| Provision for loan losses | 0 | 45,000 | 75,000 | 105,000 |
| Pretax income | 247,000 | 504,000 | 783,000 | 1,078,000 |
| Income tax | 7,000 | 18,000 | 38,000 | 62,000 |
| Net income | 240,000 | 486,000 | 745,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,738,000 | 15,985,000 | 16,244,000 | 15,989,000 |
| Total capital | 16,757,000 | 17,049,000 | 17,342,000 | 17,117,000 |
| Risk-weighted assets | 93,461,000 | 96,430,000 | 95,896,000 | 96,075,000 |