Call reports 2018
FIRST NATIONAL BANK OF SYCAMORE, THE — 2018
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 143,456,000 | 145,706,000 | 149,457,000 | 148,875,000 |
| Total loans | 65,232,000 | 68,364,000 | 71,920,000 | 76,265,000 |
| Allowance for loan losses | 908,000 | 930,000 | 953,000 | 978,000 |
| Securities available for sale | 67,567,000 | 66,485,000 | 66,890,000 | 61,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,109,000 | 117,947,000 | 118,865,000 | 118,694,000 |
| Interest-bearing deposits | 100,238,000 | 100,356,000 | 101,568,000 | 100,694,000 |
| Noninterest-bearing deposits | 15,871,000 | 17,591,000 | 17,297,000 | 18,000,000 |
| Equity capital | 14,817,000 | 15,020,000 | 14,909,000 | 15,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,111,000 | 2,296,000 | 3,547,000 | 4,866,000 |
| Interest expense | 170,000 | 362,000 | 583,000 | 825,000 |
| Net interest income | 941,000 | 1,934,000 | 2,964,000 | 4,041,000 |
| Noninterest income | 101,000 | 197,000 | 317,000 | 419,000 |
| Noninterest expense | 874,000 | 1,769,000 | 2,641,000 | 3,498,000 |
| Provision for loan losses | 50,000 | 80,000 | 110,000 | 135,000 |
| Pretax income | 118,000 | 282,000 | 514,000 | 768,000 |
| Income tax | -24,000 | -39,000 | -39,000 | -33,000 |
| Net income | 142,000 | 321,000 | 553,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,229,000 | 15,407,000 | 15,640,000 | 15,499,000 |
| Total capital | 16,159,000 | 16,359,000 | 16,615,000 | 16,499,000 |
| Risk-weighted assets | 81,261,000 | 83,697,000 | 86,891,000 | 89,006,000 |