Call reports 2017
FIRST NATIONAL BANK OF SYCAMORE, THE — 2017
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 143,153,000 | 143,981,000 | 143,831,000 | 141,922,000 |
| Total loans | 61,134,000 | 61,890,000 | 62,496,000 | 61,468,000 |
| Allowance for loan losses | 846,000 | 847,000 | 857,000 | 857,000 |
| Securities available for sale | 71,405,000 | 72,147,000 | 71,354,000 | 69,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,687,000 | 113,586,000 | 117,040,000 | 116,404,000 |
| Interest-bearing deposits | 98,559,000 | 97,990,000 | 99,913,000 | 99,072,000 |
| Noninterest-bearing deposits | 16,128,000 | 15,596,000 | 17,127,000 | 17,332,000 |
| Equity capital | 15,254,000 | 16,393,000 | 16,550,000 | 15,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,172,000 | 3,303,000 | 4,430,000 |
| Interest expense | 146,000 | 307,000 | 475,000 | 638,000 |
| Net interest income | 909,000 | 1,865,000 | 2,828,000 | 3,792,000 |
| Noninterest income | 107,000 | 206,000 | 300,000 | 408,000 |
| Noninterest expense | 771,000 | 1,552,000 | 2,356,000 | 3,196,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 170,000 | 438,000 | 697,000 | 1,016,000 |
| Income tax | -25,000 | -17,000 | -16,000 | 43,000 |
| Net income | 195,000 | 455,000 | 713,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,996,000 | 15,256,000 | 15,515,000 | 15,289,000 |
| Total capital | 15,863,000 | 16,123,000 | 16,394,000 | 16,168,000 |
| Risk-weighted assets | 73,736,000 | 75,508,000 | 78,561,000 | 74,841,000 |