Call reports 2015
FIRST NATIONAL BANK OF SYCAMORE, THE — 2015
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 119,169,000 | 120,676,000 | 122,386,000 | 123,974,000 |
| Total loans | 51,280,000 | 50,536,000 | 48,753,000 | 50,404,000 |
| Allowance for loan losses | 716,000 | 749,000 | 750,000 | 771,000 |
| Securities available for sale | 59,243,000 | 59,963,000 | 62,801,000 | 63,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,083,000 | 96,979,000 | 98,154,000 | 99,721,000 |
| Interest-bearing deposits | 84,572,000 | 85,025,000 | 85,676,000 | 85,658,000 |
| Noninterest-bearing deposits | 10,511,000 | 11,954,000 | 12,478,000 | 14,063,000 |
| Equity capital | 15,677,000 | 15,525,000 | 15,920,000 | 15,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,859,000 | 2,778,000 | 3,719,000 |
| Interest expense | 103,000 | 206,000 | 305,000 | 397,000 |
| Net interest income | 827,000 | 1,653,000 | 2,473,000 | 3,322,000 |
| Noninterest income | 85,000 | 176,000 | 266,000 | 364,000 |
| Noninterest expense | 687,000 | 1,381,000 | 2,063,000 | 2,781,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 475,000 | 708,000 | 934,000 |
| Income tax | 1,000 | 4,000 | 2,000 | -2,000 |
| Net income | 217,000 | 471,000 | 706,000 | 936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,095,000 | 14,349,000 | 14,584,000 | 14,409,000 |
| Total capital | 14,832,000 | 15,106,000 | 15,349,000 | 15,198,000 |
| Risk-weighted assets | 60,377,000 | 60,621,000 | 61,201,000 | 63,166,000 |