Call reports 2014
FIRST NATIONAL BANK OF SYCAMORE, THE — 2014
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 115,286,000 | 115,939,000 | 118,507,000 | 118,288,000 |
| Total loans | 52,125,000 | 52,068,000 | 53,619,000 | 52,957,000 |
| Allowance for loan losses | 1,116,000 | 685,000 | 673,000 | 684,000 |
| Securities available for sale | 55,017,000 | 54,955,000 | 58,244,000 | 58,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,613,000 | 94,640,000 | 95,881,000 | 93,610,000 |
| Interest-bearing deposits | 85,073,000 | 84,957,000 | 84,898,000 | 83,902,000 |
| Noninterest-bearing deposits | 9,540,000 | 9,683,000 | 10,983,000 | 9,708,000 |
| Equity capital | 14,582,000 | 15,095,000 | 15,352,000 | 15,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,809,000 | 2,728,000 | 3,690,000 |
| Interest expense | 115,000 | 228,000 | 338,000 | 444,000 |
| Net interest income | 793,000 | 1,581,000 | 2,390,000 | 3,246,000 |
| Noninterest income | 85,000 | 171,000 | 267,000 | 359,000 |
| Noninterest expense | 670,000 | 1,355,000 | 2,050,000 | 2,742,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 208,000 | 397,000 | 605,000 | 861,000 |
| Income tax | 4,000 | 4,000 | 6,000 | 15,000 |
| Net income | 204,000 | 393,000 | 599,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,636,000 | 13,825,000 | 14,032,000 | 13,877,000 |
| Total capital | 14,358,000 | 14,531,000 | 14,726,000 | 14,582,000 |
| Risk-weighted assets | 57,364,000 | 57,886,000 | 61,034,000 | 60,293,000 |