Call reports 2013
FIRST NATIONAL BANK OF SYCAMORE, THE — 2013
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,851,000 | 115,521,000 | 115,209,000 | 114,462,000 |
| Total loans | 48,370,000 | 49,806,000 | 51,743,000 | 52,295,000 |
| Allowance for loan losses | 1,157,000 | 1,136,000 | 1,137,000 | 1,116,000 |
| Securities available for sale | 56,971,000 | 56,855,000 | 53,790,000 | 55,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,549,000 | 94,269,000 | 94,586,000 | 94,087,000 |
| Interest-bearing deposits | 87,680,000 | 85,492,000 | 85,729,000 | 83,760,000 |
| Noninterest-bearing deposits | 8,869,000 | 8,777,000 | 8,857,000 | 10,327,000 |
| Equity capital | 15,039,000 | 14,389,000 | 14,346,000 | 14,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,860,000 | 2,796,000 | 3,720,000 |
| Interest expense | 147,000 | 289,000 | 422,000 | 545,000 |
| Net interest income | 784,000 | 1,571,000 | 2,374,000 | 3,175,000 |
| Noninterest income | 89,000 | 191,000 | 288,000 | 376,000 |
| Noninterest expense | 695,000 | 1,399,000 | 2,127,000 | 3,200,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 497,000 | 781,000 | 774,000 |
| Income tax | -33,000 | -16,000 | -8,000 | -77,000 |
| Net income | 211,000 | 513,000 | 789,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,223,000 | 13,523,000 | 13,800,000 | 13,432,000 |
| Total capital | 13,897,000 | 14,213,000 | 14,507,000 | 14,164,000 |
| Risk-weighted assets | 53,433,000 | 54,747,000 | 56,131,000 | 58,192,000 |