Call reports 2012
FIRST NATIONAL BANK OF SYCAMORE, THE — 2012
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,017,000 | 110,992,000 | 113,457,000 | 115,737,000 |
| Total loans | 49,515,000 | 48,768,000 | 49,086,000 | 50,372,000 |
| Allowance for loan losses | 1,107,000 | 1,135,000 | 1,157,000 | 1,157,000 |
| Securities available for sale | 45,940,000 | 51,264,000 | 55,895,000 | 58,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,239,000 | 88,741,000 | 90,692,000 | 93,418,000 |
| Interest-bearing deposits | 80,665,000 | 80,504,000 | 82,331,000 | 84,409,000 |
| Noninterest-bearing deposits | 8,574,000 | 8,237,000 | 8,361,000 | 9,008,000 |
| Equity capital | 14,570,000 | 14,968,000 | 15,337,000 | 14,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 1,975,000 | 2,954,000 | 3,924,000 |
| Interest expense | 165,000 | 324,000 | 484,000 | 644,000 |
| Net interest income | 835,000 | 1,651,000 | 2,470,000 | 3,280,000 |
| Noninterest income | 86,000 | 166,000 | 249,000 | 350,000 |
| Noninterest expense | 694,000 | 1,392,000 | 2,082,000 | 2,807,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 213,000 | 395,000 | 577,000 | 759,000 |
| Income tax | -10,000 | -31,000 | -55,000 | -82,000 |
| Net income | 223,000 | 426,000 | 632,000 | 841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,703,000 | 12,905,000 | 13,160,000 | 12,970,000 |
| Total capital | 13,335,000 | 13,553,000 | 13,827,000 | 13,660,000 |
| Risk-weighted assets | 50,098,000 | 51,321,000 | 52,824,000 | 54,995,000 |