Call reports 2011
FIRST NATIONAL BANK OF SYCAMORE, THE — 2011
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 101,346,000 | 103,845,000 | 105,569,000 | 105,665,000 |
| Total loans | 51,658,000 | 52,237,000 | 52,672,000 | 52,602,000 |
| Allowance for loan losses | 988,000 | 1,018,000 | 1,048,000 | 1,077,000 |
| Securities available for sale | 40,787,000 | 43,874,000 | 43,624,000 | 43,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,595,000 | 82,276,000 | 83,756,000 | 83,941,000 |
| Interest-bearing deposits | 74,349,000 | 76,380,000 | 76,537,000 | 76,033,000 |
| Noninterest-bearing deposits | 6,247,000 | 5,896,000 | 7,219,000 | 7,908,000 |
| Equity capital | 13,447,000 | 14,080,000 | 14,659,000 | 14,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,049,000 | 3,121,000 | 4,151,000 |
| Interest expense | 194,000 | 390,000 | 582,000 | 761,000 |
| Net interest income | 826,000 | 1,659,000 | 2,539,000 | 3,390,000 |
| Noninterest income | 74,000 | 150,000 | 246,000 | 330,000 |
| Noninterest expense | 672,000 | 1,300,000 | 1,974,000 | 2,683,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 187,000 | 510,000 | 782,000 | 975,000 |
| Income tax | -15,000 | 5,000 | 7,000 | -5,000 |
| Net income | 202,000 | 505,000 | 775,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,601,000 | 12,296,000 | 12,615,000 | 12,498,000 |
| Total capital | 12,249,000 | 12,953,000 | 13,258,000 | 13,155,000 |
| Risk-weighted assets | 51,470,000 | 52,208,000 | 52,131,000 | 52,140,000 |