Call reports 2009
FIRST NATIONAL BANK OF SYCAMORE, THE — 2009
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 93,586,000 | 92,273,000 | 95,236,000 | 93,676,000 |
| Total loans | 51,124,000 | 50,087,000 | 50,879,000 | 49,680,000 |
| Allowance for loan losses | 764,000 | 1,001,000 | 999,000 | 959,000 |
| Securities available for sale | 33,724,000 | 33,095,000 | 35,344,000 | 34,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,729,000 | 73,518,000 | 75,270,000 | 74,248,000 |
| Interest-bearing deposits | 69,002,000 | 68,414,000 | 69,679,000 | 68,425,000 |
| Noninterest-bearing deposits | 5,727,000 | 5,104,000 | 5,591,000 | 5,823,000 |
| Equity capital | 12,013,000 | 12,142,000 | 13,047,000 | 12,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,331,000 | 3,455,000 | 4,577,000 |
| Interest expense | 382,000 | 757,000 | 1,097,000 | 1,388,000 |
| Net interest income | 790,000 | 1,574,000 | 2,358,000 | 3,189,000 |
| Noninterest income | 97,000 | 184,000 | 293,000 | 382,000 |
| Noninterest expense | 617,000 | 1,227,000 | 1,854,000 | 2,478,000 |
| Provision for loan losses | 135,000 | 385,000 | 435,000 | 435,000 |
| Pretax income | 127,000 | 233,000 | 469,000 | 696,000 |
| Income tax | -10,000 | -25,000 | -20,000 | -42,000 |
| Net income | 137,000 | 258,000 | 489,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,632,000 | 10,753,000 | 10,984,000 | 10,860,000 |
| Total capital | 11,291,000 | 11,393,000 | 11,633,000 | 11,500,000 |
| Risk-weighted assets | 52,621,000 | 52,431,000 | 51,583,000 | 50,837,000 |