Call reports 2007
FIRST NATIONAL BANK OF SYCAMORE, THE — 2007
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 74,902,000 | 76,741,000 | 79,218,000 | 77,606,000 |
| Total loans | 41,648,000 | 44,729,000 | 45,219,000 | 43,901,000 |
| Allowance for loan losses | 514,000 | 507,000 | 506,000 | 476,000 |
| Securities available for sale | 26,782,000 | 27,656,000 | 28,782,000 | 28,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,334,000 | 63,404,000 | 65,415,000 | 65,260,000 |
| Interest-bearing deposits | 58,164,000 | 58,417,000 | 60,519,000 | 59,550,000 |
| Noninterest-bearing deposits | 5,170,000 | 4,987,000 | 4,896,000 | 5,710,000 |
| Equity capital | 11,111,000 | 11,102,000 | 11,520,000 | 11,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,096,000 | 3,212,000 | 4,364,000 |
| Interest expense | 380,000 | 799,000 | 1,228,000 | 1,672,000 |
| Net interest income | 629,000 | 1,297,000 | 1,984,000 | 2,692,000 |
| Noninterest income | 65,000 | 135,000 | 193,000 | 256,000 |
| Noninterest expense | 562,000 | 1,079,000 | 1,615,000 | 2,177,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 353,000 | 562,000 | 775,000 |
| Income tax | 0 | 26,000 | 54,000 | 81,000 |
| Net income | 132,000 | 327,000 | 508,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,690,000 | 9,885,000 | 10,067,000 | 9,905,000 |
| Total capital | 10,203,000 | 10,418,000 | 10,603,000 | 10,418,000 |
| Risk-weighted assets | 40,222,000 | 42,696,000 | 44,021,000 | 42,809,000 |