Call reports 2006
FIRST NATIONAL BANK OF SYCAMORE, THE — 2006
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 76,273,000 | 77,151,000 | 75,810,000 | 74,779,000 |
| Total loans | 40,590,000 | 42,149,000 | 41,841,000 | 40,756,000 |
| Allowance for loan losses | 523,000 | 529,000 | 542,000 | 532,000 |
| Securities available for sale | 30,779,000 | 30,772,000 | 29,058,000 | 27,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,784,000 | 60,751,000 | 61,824,000 | 63,347,000 |
| Interest-bearing deposits | 56,888,000 | 55,686,000 | 56,415,000 | 57,014,000 |
| Noninterest-bearing deposits | 5,895,000 | 5,065,000 | 5,409,000 | 6,333,000 |
| Equity capital | 10,740,000 | 10,692,000 | 11,051,000 | 10,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,962,000 | 2,996,000 | 4,015,000 |
| Interest expense | 309,000 | 664,000 | 1,057,000 | 1,431,000 |
| Net interest income | 646,000 | 1,298,000 | 1,939,000 | 2,584,000 |
| Noninterest income | 61,000 | 136,000 | 201,000 | 271,000 |
| Noninterest expense | 554,000 | 1,077,000 | 1,626,000 | 2,150,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 153,000 | 357,000 | 501,000 | 692,000 |
| Income tax | 0 | 15,000 | 13,000 | 28,000 |
| Net income | 153,000 | 342,000 | 488,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,385,000 | 9,572,000 | 9,719,000 | 9,531,000 |
| Total capital | 9,846,000 | 10,107,000 | 10,239,000 | 10,040,000 |
| Risk-weighted assets | 40,038,000 | 42,043,000 | 40,773,000 | 39,945,000 |